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Business Loans
We want your business to succeed – and that means helping you get the credit you need, when you need it. Our experienced lenders take the time to understand your business and design a loan solution that fits. Whether you need funds to buy real estate, to buy or replace equipment, purchase inventory or supply working capital – we have the products to keep your business healthy and growing.
Business Line of Credit
A Business Line of Credit gives you a flexible source of cash for your on-going business operations. Use it to take advantage of supplier discounts, for unexpected expenses, or to better manage your cash flow. You can borrow against a pre-set credit limit whenever you need funds, and as you repay the funds you’ve borrowed, that money becomes available for you to borrow again. You only pay interest on the amount you borrow.
Business Term Loan
A Business Term Loan provides a set amount of money for a particular need. Use it to purchase new equipment, upgrade your facilities, or any useful business purpose. You receive the whole amount at once and pay the loan back in monthly installments tailored to fit your needs.
Business Equity Line of Credit
An innovative new product from CenterBank that allows you to use the equity in your commercial real estate to secure a revolving line of credit. The CenterBank Business Equity Line of Credit features low interest only minimum monthly payments for maximum budget flexibility. Of course you can pay more if you choose, even pay it in full at any time and reborrow the money at a later date. Avoid the hassle and expense of a cumbersome annual renewal process while providing for the flexible financing needs of your growing business.
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Commercial Real Estate Loans
Commercial Real Estate Loans involve the purchase and construction of commercial buildings, the improvement of existing space, and the refinancing of real estate. Our lenders are well prepared in every one of these areas, and can help you put together a project of any size with both interim construction loans and permanent financing.
CenterBank is actively involved in providing financing for a wide variety of commercial real estate projects. Professional offices, industrial use facilities, retail, churches and multi-family housing are just a few types of Commercial Real Estate loans we can help you with.
SBA Loans
SBA Loans often make it easier to qualify for business financing. These loans offer lower down payments and longer repayment terms than other financing options. If you have a new company, lack sufficient collateral, need longer than normal terms, or can’t meet traditional lending criteria, CenterBank can work with you to see if you qualify under one of the lending programs of the United States Small Business Administration (SBA). These programs are smart, affordable solutions that can allow you to start or grow your business.
CenterBank is proud to be a Certified SBA Lender, a designation given to only a small percentage of banks in the country recognized as being among the SBA’s best lenders. This Certified Lender status allows us to give you faster service on SBA loan requests.
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