Personal Banking
Personal Checking Accounts
Savings and Certificates of Deposit
Online Banking
Personal Loans
Other Personal Banking Services

We understand that life is full of options and banking should be too. CenterBank personal accounts offer you flexibility, convenience and control. From Really Free Checking to high yield interest bearing accounts and Certificates of Deposit, we offer a wide range of personal account choices to fit your lifestyle. We’re committed to bringing you the best products and services at great rates and terms. Check out some of our featured accounts listed below.

  • Really Free Checking. No minimum balance, no monthly service charges, no per check charges, and your first order of 200 basic checks are free.
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  • Free Internet Banking. Online banking puts CenterBank at your fingertips 24 hours a day, seven days a week – all from the convenience of your own personal computer. Now you can view your account balances and activity, transfer money between accounts, view check images, make loan payments, and much more. It’s easy to use, and best of all – it’s free.
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  • Free Online Bill Pay. Say goodbye to writing checks, buying stamps, making trips to the post office, and late fees. Say hello to saving time and money by managing all of your bills online.
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  • The Better than Prime Home Equity Line. Some banks offer teaser or introductory rates to lure you in and then switch you to a higher rate in three or six months. At CenterBank you get our best rate of Prime minus ¼%1 up front and it continues for the life of the loan. No bait, no switch. And there are no closing costs if you have a new or existing CenterBank checking account, which can save you up to $250.
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We provide a full range of personal banking services with innovative features and reasonable fees. Let us help you find the account that’s right for you. Finally, its banking designed with the customer in mind.

1 The interest rate on qualifying loans with a combined loan to value of 80% or less is Prime minus ¼%. This rate is determined by using the Wall Street Journal Prime Rate as an index and the rate may increase or decrease monthly based on changes to the Wall Street Journal Prime Rate. Loans with LTV’s higher than 80% will have higher rates.

All loans are subject to approval, including credit approval.

Our Better Than Prime Home Equity Line
A Home Equity Line of Credit at a below prime interest rate with no closing costs. (Loans limited to our market area and subject to credit approval and adequate loan to value ratio.)
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